:root {
    /* Light Theme — flat Toss/당근 palette, unified with Asset Pilot & Tax Pilot */
    --bg-color: #f2f4f6;
    --sidebar-bg: #f2f4f6;
    --panel-bg: #ffffff;
    --panel-border: #eef0f2;
    --text-primary: #191f28;
    --text-secondary: #4e5968;
    --text-muted: #8b95a1;
    --accent-color: #6366f1;
    --accent-hover: #4f46e5;
    --accent-light: rgba(99, 102, 241, 0.08);
    --input-bg: #ffffff;
    --input-border: #e5e8eb;
    --shadow: 0 2px 10px rgba(15, 23, 42, 0.04), 0 12px 32px -18px rgba(15, 23, 42, 0.10);
    --shadow-hover: 0 6px 18px rgba(15, 23, 42, 0.07), 0 22px 44px -20px rgba(15, 23, 42, 0.16);
    --profit-color: #059669;
    --loss-color: #dc2626;
}

[data-theme="dark"] {
    /* Dark Theme — solid flat surfaces, no glass */
    --bg-color: #14161a;
    --sidebar-bg: #14161a;
    --panel-bg: #1b1e24;
    --panel-border: #262a32;
    --text-primary: #f5f6f8;
    --text-secondary: #a3a9b4;
    --text-muted: #6b7280;
    --accent-color: #818cf8;
    --accent-hover: #a5b4fc;
    --accent-light: rgba(129, 140, 248, 0.14);
    --input-bg: #20232b;
    --input-border: #2c313b;
    --shadow: 0 2px 10px rgba(0, 0, 0, 0.18), 0 12px 32px -18px rgba(0, 0, 0, 0.35);
    --shadow-hover: 0 6px 18px rgba(0, 0, 0, 0.22), 0 22px 44px -20px rgba(0, 0, 0, 0.45);
    --profit-color: #10b981;
    --loss-color: #ef4444;
}

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
    font-family: 'Inter', -apple-system, BlinkMacSystemFont, "Pretendard", "Segoe UI", "Apple SD Gothic Neo", "Malgun Gothic", sans-serif;
    letter-spacing: -0.03em;
    transition: background-color 0.2s ease, color 0.2s ease, border-color 0.2s ease;
}

body {
    background-color: var(--bg-color);
    color: var(--text-primary);
    min-height: 100vh;
}

i.ph-duotone {
    --ph-duotone-secondary-color: var(--accent-color);
    --ph-duotone-secondary-opacity: 0.12;
    color: var(--accent-color);
    line-height: 1;
}

/* App Layout — flat full-height shell, no floating glass box */
.app-container {
    display: flex;
    width: 100%;
    min-height: 100vh;
    background: transparent;
}

/* Sidebar */
.sidebar {
    width: 264px;
    flex-shrink: 0;
    height: 100vh;
    position: sticky;
    top: 0;
    overflow-y: auto;
    background: var(--sidebar-bg);
    display: flex;
    flex-direction: column;
    padding: 2rem 1.25rem;

    /* Firefox: 초슬림 커스텀 스크롤바 */
    scrollbar-width: thin;
    scrollbar-color: rgba(0, 0, 0, 0.1) transparent;
}

/* Chrome/Safari/Edge: 초슬림 커스텀 스크롤바 */
.sidebar::-webkit-scrollbar {
    width: 5px;
}

.sidebar::-webkit-scrollbar-track {
    background: transparent;
}

.sidebar::-webkit-scrollbar-thumb {
    background-color: rgba(0, 0, 0, 0.1);
    border-radius: 10px;
}

.sidebar::-webkit-scrollbar-thumb:hover {
    background-color: rgba(0, 0, 0, 0.18);
}

[data-theme="dark"] .sidebar {
    scrollbar-color: rgba(255, 255, 255, 0.15) transparent;
}

[data-theme="dark"] .sidebar::-webkit-scrollbar-thumb {
    background-color: rgba(255, 255, 255, 0.15);
}

[data-theme="dark"] .sidebar::-webkit-scrollbar-thumb:hover {
    background-color: rgba(255, 255, 255, 0.25);
}

.logo h2 {
    font-size: 1.5rem;
    font-weight: 800;
    letter-spacing: -0.03em;
    margin-bottom: 2rem;
    color: var(--text-primary);
}

.logo span {
    color: var(--accent-color);
}

.nav-menu {
    display: flex;
    flex-direction: column;
    gap: 0.2rem;
    flex-grow: 1;
}

.nav-btn {
    display: flex;
    align-items: center;
    gap: 0.65rem;
    background: transparent;
    border: none;
    padding: 0.7rem 0.85rem;
    border-radius: 12px;
    text-align: left;
    font-size: 0.9rem;
    font-weight: 600;
    color: var(--text-secondary);
    cursor: pointer;
    transition: background-color 0.15s ease, color 0.15s ease, box-shadow 0.15s ease;
}

.nav-btn i {
    font-size: 17px;
    color: var(--text-muted);
    flex-shrink: 0;
    --ph-duotone-secondary-opacity: 0;
    transition: color 0.15s ease;
}

.nav-btn:hover {
    background: rgba(255, 255, 255, 0.6);
    color: var(--accent-color);
}
[data-theme="dark"] .nav-btn:hover {
    background: rgba(255, 255, 255, 0.05);
}
.nav-btn:hover i {
    color: var(--accent-color);
}

.nav-btn.active {
    background: var(--panel-bg);
    color: var(--accent-color);
    box-shadow: 0 1px 4px rgba(15, 23, 42, 0.08);
}
.nav-btn.active i {
    color: var(--accent-color);
    --ph-duotone-secondary-opacity: 0.14;
}

.settings {
    margin-top: auto;
    padding-top: 1.25rem;
    border-top: 1px solid rgba(15, 23, 42, 0.08);
    display: flex;
    flex-direction: column;
    gap: 1rem;
}
[data-theme="dark"] .settings {
    border-top-color: rgba(255, 255, 255, 0.08);
}

.setting-item {
    display: flex;
    justify-content: space-between;
    align-items: center;
    font-size: 0.85rem;
    font-weight: 500;
    color: var(--text-secondary);
}

.premium-select {
    background: var(--input-bg);
    color: var(--text-primary);
    border: 1px solid var(--input-border);
    padding: 0.5rem 0.6rem;
    border-radius: 10px;
    outline: none;
    font-family: inherit;
    font-weight: 600;
    font-size: 0.85rem;
    cursor: pointer;
}

/* Toggle Switch */
.switch {
    position: relative;
    display: inline-block;
    width: 44px;
    height: 24px;
}

.switch input {
    opacity: 0;
    width: 0;
    height: 0;
}

.slider {
    position: absolute;
    cursor: pointer;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background-color: var(--input-border);
    transition: .2s;
}

.slider:before {
    position: absolute;
    content: "";
    height: 18px;
    width: 18px;
    left: 3px;
    bottom: 3px;
    background-color: white;
    transition: .2s;
}

input:checked + .slider {
    background-color: var(--accent-color);
}

input:checked + .slider:before {
    transform: translateX(20px);
}

.slider.round {
    border-radius: 24px;
}

.slider.round:before {
    border-radius: 50%;
}

.small-switch {
    width: 32px;
    height: 18px;
}
.small-switch .slider:before {
    height: 14px;
    width: 14px;
    left: 2px;
    bottom: 2px;
}
.small-switch input:checked + .slider:before {
    transform: translateX(14px);
}

/* Main Content */
.main-content {
    flex: 1;
    min-width: 0;
    padding: 2.5rem 3rem 3.5rem;
    max-width: 1080px;
    margin: 0 auto;
    width: 100%;
}

.mobile-header {
    display: none;
}

/* Top utility bar: theme toggle button (desktop, top-right of main content) */
.top-utility-bar {
    display: flex;
    justify-content: flex-end;
    margin-bottom: 1rem;
}

.theme-toggle-btn {
    position: relative;
    width: 40px;
    height: 40px;
    border-radius: 50%;
    border: none;
    background: transparent;
    color: var(--text-secondary);
    cursor: pointer;
    display: flex;
    align-items: center;
    justify-content: center;
    overflow: hidden;
    transition: background-color 0.2s ease, color 0.2s ease;
}

.theme-toggle-btn:hover {
    background: var(--accent-light);
    color: var(--accent-color);
}

.theme-toggle-btn:active {
    transform: scale(0.92);
}

.theme-toggle-btn i {
    position: absolute;
    font-size: 1.2rem;
    transition: opacity 0.25s ease, transform 0.3s ease;
}

/* Light mode: show moon (click to go dark) */
.theme-fab-icon-dark {
    opacity: 1;
    transform: rotate(0deg) scale(1);
}
.theme-fab-icon-light {
    opacity: 0;
    transform: rotate(60deg) scale(0.5);
}

/* Dark mode: show sun (click to go light) */
[data-theme="dark"] .theme-fab-icon-dark {
    opacity: 0;
    transform: rotate(-60deg) scale(0.5);
}
[data-theme="dark"] .theme-fab-icon-light {
    opacity: 1;
    transform: rotate(0deg) scale(1);
}

.calc-section {
    display: none;
    animation: fadeIn 0.3s ease forwards;
}

.calc-section.active {
    display: block;
}

@keyframes fadeIn {
    from { opacity: 0; transform: translateY(8px); }
    to { opacity: 1; transform: translateY(0); }
}

.section-header {
    margin-bottom: 1.75rem;
}

.section-header h2 {
    font-size: 1.6rem;
    font-weight: 800;
    letter-spacing: -0.01em;
    line-height: 1.4;
    margin-bottom: 12px;
    color: var(--text-primary);
}

.section-header .flex-row {
    align-items: flex-start;
}
.section-header .flex-row .icon-btn.mr-3 {
    margin-right: 1.25rem;
    margin-top: 2px;
}

.section-header p {
    color: var(--text-muted);
    font-size: 0.92rem;
    font-weight: 500;
    line-height: 1.6;
    margin-bottom: 36px;
}

.calc-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1.25rem;
}

/* Panels */
.glass-panel {
    background: var(--panel-bg);
    border-radius: 20px;
    padding: 1.75rem;
    box-shadow: var(--shadow);
}

/* Form Elements */
.input-group {
    margin-bottom: 1.1rem;
}

.input-group label {
    display: block;
    margin-bottom: 0.45rem;
    font-size: 0.85rem;
    color: var(--text-secondary);
    font-weight: 600;
}

.input-wrapper {
    position: relative;
    display: flex;
    align-items: center;
}

.currency-symbol {
    position: absolute;
    left: 1rem;
    color: var(--text-muted);
    font-weight: 600;
}

input[type="number"],
input[type="text"] {
    width: 100%;
    padding: 0.75rem 1rem;
    background: var(--input-bg);
    border: 1px solid var(--input-border);
    border-radius: 12px;
    color: var(--text-primary);
    font-size: 0.95rem;
    font-weight: 600;
    outline: none;
    transition: border-color 0.15s ease, box-shadow 0.15s ease;
}

.input-wrapper input {
    padding-left: 2.4rem;
}

input:focus {
    border-color: var(--accent-color);
    box-shadow: 0 0 0 3px var(--accent-light);
}

/* Buttons */
.btn-primary {
    width: 100%;
    padding: 0.95rem;
    background: var(--accent-color);
    color: white;
    border: none;
    border-radius: 12px;
    font-size: 0.95rem;
    font-weight: 700;
    cursor: pointer;
    transition: background-color 0.15s ease, transform 0.15s ease;
    margin-top: 1rem;
}

.btn-primary:hover {
    background: var(--accent-hover);
}

.btn-primary:active {
    transform: scale(0.98);
}

.btn-secondary {
    width: 100%;
    padding: 0.8rem;
    background: var(--accent-light);
    color: var(--accent-color);
    border: none;
    border-radius: 12px;
    font-size: 0.88rem;
    font-weight: 700;
    cursor: pointer;
    transition: background-color 0.15s ease;
}

.btn-secondary:hover {
    background: var(--accent-light);
    filter: brightness(0.96);
}

/* Results */
.result-panel {
    display: flex;
    flex-direction: column;
}

.result-panel h3 {
    font-size: 1rem;
    font-weight: 700;
    color: var(--text-secondary);
    margin-bottom: 1rem;
}

.main-result {
    font-size: 2.25rem;
    font-weight: 800;
    letter-spacing: -0.03em;
    color: var(--text-primary);
    margin-bottom: 1.75rem;
    word-break: break-all;
}

.main-result.highlight {
    color: var(--accent-color);
}

.result-details {
    display: flex;
    flex-direction: column;
    gap: 0.85rem;
    margin-bottom: 1.75rem;
    padding: 1rem;
    background: var(--bg-color);
    border-radius: 14px;
}

[data-theme="dark"] .result-details {
    background: var(--input-bg);
}

.detail-item {
    display: flex;
    justify-content: space-between;
    font-size: 0.92rem;
    font-weight: 600;
    color: var(--text-secondary);
}

.profit-text {
    color: var(--profit-color);
    font-weight: 700;
}

.loss-text {
    color: var(--loss-color);
    font-weight: 700;
}

.theory-box {
    margin-top: 1.5rem;
    padding: 1rem 1.1rem;
    background: var(--accent-light);
    border-radius: 14px;
}

.theory-box h4 {
    color: var(--accent-color);
    font-size: 0.9rem;
    font-weight: 700;
    margin-bottom: 0.4rem;
}

.theory-box p {
    font-size: 0.85rem;
    line-height: 1.5;
    font-weight: 500;
    color: var(--text-secondary);
}

.chart-container {
    flex-grow: 1;
    min-height: 200px;
    position: relative;
    width: 100%;
}

/* Utilities */
.center-content {
    justify-content: center;
    align-items: center;
    text-align: center;
}

.mt-2 { margin-top: 0.5rem; }
.mt-4 { margin-top: 1.5rem; }
.mb-4 { margin-bottom: 1.5rem; }
.flex-row { display: flex; align-items: center; }
.flex-between { display: flex; justify-content: space-between; align-items: center; }
.text-center { text-align: center; }
.small-text { font-size: 0.8rem; font-weight: 500; color: var(--text-muted); }
.message-text { font-size: 0.92rem; font-weight: 600; color: var(--text-secondary); }
.toggle-wrapper { display: flex; align-items: center; gap: 0.6rem; }

/* ---------- 환율 계산기: 부드러운 라인(에어리어) 차트 + AI 시세 인사이트 ---------- */
.exchange-chart-wrap {
    width: 100%;
    margin-top: 1.4rem;
    padding-top: 1.2rem;
    border-top: 1px solid var(--panel-border);
    text-align: left;
}
.exchange-chart-head {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-bottom: 0.6rem;
}
.exchange-chart-title { font-size: 0.85rem; font-weight: 700; color: var(--text-secondary); }
.exchange-chart-badge {
    font-size: 0.78rem;
    font-weight: 800;
    padding: 0.2rem 0.55rem;
    border-radius: 999px;
    background: var(--accent-light);
    color: var(--accent-color);
}
.exchange-chart-badge.is-up { background: rgba(220, 38, 38, 0.12); color: var(--loss-color); }
.exchange-chart-badge.is-down { background: rgba(5, 150, 105, 0.12); color: var(--profit-color); }
.exchange-chart-canvas-wrap { width: 100%; height: 120px; position: relative; }

.exchange-ai-card {
    width: 100%;
    margin-top: 1rem;
    padding: 1rem 1.1rem;
    border-radius: 14px;
    background: var(--accent-light);
    text-align: left;
}
.exchange-ai-head {
    display: flex;
    align-items: center;
    gap: 0.4rem;
    margin-bottom: 0.4rem;
    font-size: 0.82rem;
    font-weight: 800;
    color: var(--accent-color);
}
.exchange-ai-head i { font-size: 1rem; }
.exchange-ai-card p { margin: 0; font-size: 0.85rem; font-weight: 500; line-height: 1.6; color: var(--text-primary); }
.exchange-ai-card p strong { color: var(--accent-color); font-weight: 800; }

.divider {
    border: 0;
    height: 1px;
    background: var(--panel-border);
    margin: 1.75rem 0;
    width: 100%;
}

/* Exchange Custom */
.exchange-container {
    display: flex;
    flex-direction: column;
    gap: 0.5rem;
}

.currency-input-group {
    display: flex;
    gap: 0.5rem;
}
.currency-input-group select {
    width: 108px;
    flex-shrink: 0;
}
.premium-select.inline {
    height: 100%;
}

.swap-icon-container {
    display: flex;
    justify-content: center;
    margin: 0.4rem 0;
}

.icon-btn {
    background: var(--bg-color);
    border: none;
    color: var(--text-secondary);
    width: 38px;
    height: 38px;
    border-radius: 50%;
    cursor: pointer;
    font-size: 1.05rem;
    transition: background-color 0.15s ease, color 0.15s ease;
    display: flex;
    align-items: center;
    justify-content: center;
}
.icon-btn:hover {
    background: var(--accent-light);
    color: var(--accent-color);
}
.icon-btn i { font-size: 1.05rem; }

/* Responsive Design */
@media (max-width: 968px) {
    .calc-grid {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 768px) {
    .app-container {
        width: 100%;
        min-height: 100vh;
        flex-direction: column;
    }

    .sidebar {
        position: fixed;
        left: -100%;
        top: 0;
        bottom: 0;
        height: 100vh;
        z-index: 100;
        background: var(--panel-bg);
        width: 260px;
        border-right: none;
        box-shadow: var(--shadow);
        transition: left 0.25s ease;
    }

    .sidebar.open {
        left: 0;
    }

    .mobile-header {
        display: flex;
        justify-content: space-between;
        align-items: center;
        padding: 1rem 1.2rem;
        background: var(--panel-bg);
        border-bottom: 1px solid var(--panel-border);
    }

    .mobile-header h2 {
        font-size: 1.2rem;
        font-weight: 800;
        color: var(--text-primary);
    }
    .mobile-header span { color: var(--accent-color); }

    #mobile-menu-btn {
        background: none;
        border: none;
        color: var(--text-primary);
        cursor: pointer;
        padding: 0;
        display: flex;
        align-items: center;
    }
    #mobile-menu-btn i { font-size: 1.4rem; }

    .top-utility-bar {
        display: none;
    }

    .main-content {
        padding: 24px 20px 32px;
    }

    /* 모바일 헤더 바(핀 파일럿 로고 줄)와 계산기 타이틀 구역 사이에 확실한 여백 확보 */
    .section-header {
        margin-top: 32px;
    }

    .glass-panel {
        padding: 1.25rem;
    }

    /* 모바일 입력 그룹 세로 여백 확대 — 다닥다닥 붙어 보이는 답답함 해소 */
    .input-group {
        margin-bottom: 28px !important;
    }
    .input-group label {
        margin-bottom: 10px;
    }
    .quick-add-row {
        margin-top: 12px;
    }
}

/* --- Advanced Options & Table --- */
.advanced-options-toggle {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 0.75rem 0.9rem;
    margin-top: 1rem;
    background: var(--bg-color);
    border-radius: 10px;
    cursor: pointer;
    font-size: 0.85rem;
    font-weight: 600;
    color: var(--text-secondary);
    transition: background-color 0.15s ease, color 0.15s ease;
}
.advanced-options-toggle:hover {
    background: var(--accent-light);
    color: var(--accent-color);
}
[data-theme="dark"] .advanced-options-toggle {
    background: var(--input-bg);
}
.advanced-options-panel {
    margin-top: 0.5rem;
    padding: 1rem;
    background: var(--bg-color);
    border-radius: 10px;
}
[data-theme="dark"] .advanced-options-panel {
    background: var(--input-bg);
}

/* Action Buttons Header */
.panel-header-actions {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 1rem;
    width: 100%;
}
.panel-header-actions h3 {
    margin-bottom: 0;
}
.action-btns {
    display: flex;
    gap: 0.4rem;
}
.small-btn {
    width: 32px;
    height: 32px;
}
.small-btn i { font-size: 0.95rem; }

/* Data Table */
.table-container-wrapper {
    width: 100%;
}
.btn-small {
    padding: 0.55rem;
    font-size: 0.8rem;
}
.table-container {
    width: 100%;
    max-height: 250px;
    overflow-y: auto;
    border-radius: 10px;
    border: 1px solid var(--panel-border);
    scrollbar-width: thin;
    scrollbar-color: var(--accent-color) var(--input-bg);
}
.table-container::-webkit-scrollbar {
    width: 6px;
}
.table-container::-webkit-scrollbar-thumb {
    background-color: var(--accent-color);
    border-radius: 10px;
}
.data-table {
    width: 100%;
    border-collapse: collapse;
    font-size: 0.85rem;
    font-weight: 500;
    text-align: right;
    color: var(--text-primary);
}
.data-table th, .data-table td {
    padding: 0.6rem;
    border-bottom: 1px solid var(--panel-border);
}
.data-table th {
    background: var(--bg-color);
    position: sticky;
    top: 0;
    color: var(--text-secondary);
    font-weight: 700;
}
.data-table th:first-child, .data-table td:first-child {
    text-align: center;
}
.data-table tr:hover td {
    background: var(--accent-light);
}

.full-width {
    width: 100%;
}
.text-left {
    text-align: left;
}

/* --- History Section --- */
.history-section {
    flex-grow: 1;
    display: flex;
    flex-direction: column;
    overflow: hidden;
    margin-bottom: 1rem;
    min-height: 150px;
}
.history-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 0.5rem;
    padding: 0 0.3rem;
}
.history-header h4 {
    font-size: 0.82rem;
    font-weight: 700;
    color: var(--text-muted);
}
.clear-history-btn {
    width: 24px;
    height: 24px;
    background: transparent;
    border: none;
}
.clear-history-btn i { font-size: 0.85rem; }
.clear-history-btn:hover {
    background: var(--accent-light);
}
.history-list {
    list-style: none;
    overflow-y: auto;
    padding: 0 0.3rem;
    margin: 0;
    scrollbar-width: thin;
    scrollbar-color: var(--accent-color) transparent;
}
.history-list::-webkit-scrollbar {
    width: 4px;
}
.history-list::-webkit-scrollbar-thumb {
    background-color: var(--accent-color);
    border-radius: 4px;
}
.history-item {
    background: var(--panel-bg);
    border-radius: 10px;
    padding: 0.75rem;
    margin-bottom: 0.4rem;
    cursor: pointer;
    transition: background-color 0.15s ease, box-shadow 0.15s ease;
    box-shadow: 0 1px 3px rgba(15, 23, 42, 0.05);
    position: relative;
}
[data-theme="dark"] .history-item {
    box-shadow: none;
}
.history-item:hover {
    background: var(--accent-light);
}
.history-item-type {
    font-size: 0.72rem;
    color: var(--accent-color);
    font-weight: 700;
    margin-bottom: 0.2rem;
}
.history-item-title {
    font-size: 0.82rem;
    color: var(--text-primary);
    font-weight: 600;
    line-height: 1.3;
}
.history-item-time {
    font-size: 0.68rem;
    color: var(--text-muted);
    margin-top: 0.35rem;
}
.history-item-delete {
    position: absolute;
    top: 5px;
    right: 5px;
    width: 20px;
    height: 20px;
    border-radius: 50%;
    background: transparent;
    border: none;
    color: var(--text-muted);
    cursor: pointer;
    display: none;
    align-items: center;
    justify-content: center;
    font-size: 0.8rem;
}
.history-item:hover .history-item-delete {
    display: flex;
}
.history-item-delete:hover {
    background: var(--loss-color);
    color: white;
}
.empty-history {
    font-size: 0.8rem;
    color: var(--text-muted);
    text-align: center;
    padding: 1rem 0;
}

/* --- Dashboard UI --- */
.dashboard-header {
    margin-bottom: 2rem;
    margin-top: 0.25rem;
}
.dashboard-header h1 {
    font-size: 2rem;
    font-weight: 800;
    letter-spacing: -0.03em;
    margin-bottom: 0.5rem;
    color: var(--text-primary);
}
.dashboard-header p {
    font-size: 0.95rem;
    font-weight: 500;
    letter-spacing: -0.02em;
    line-height: 1.6;
    color: var(--text-muted);
}

.dashboard-grid {
    display: grid;
    grid-template-columns: repeat(auto-fill, minmax(220px, 1fr));
    gap: 1rem;
}

.dashboard-card {
    background: var(--panel-bg);
    border-radius: 20px;
    padding: 1.75rem 1.25rem;
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    justify-content: center;
    text-align: left;
    cursor: pointer;
    transition: transform 0.18s ease, box-shadow 0.18s ease;
    box-shadow: var(--shadow);
}

.dashboard-card:hover {
    transform: translateY(-3px);
    box-shadow: var(--shadow-hover);
}

/* 핵심 서비스인 세금 계산기(양도소득세·증여세·상속세)만 미세한 컬러 포인트로 주목도를 높임 */
.dashboard-card[data-target="gains-tax"],
.dashboard-card[data-target="gift-tax"],
.dashboard-card[data-target="inheritance-tax"] {
    border: 1.5px solid rgba(245, 158, 11, 0.35);
    background: linear-gradient(160deg, rgba(245, 158, 11, 0.08), var(--panel-bg) 60%);
}
.dashboard-card[data-target="gains-tax"] .card-icon,
.dashboard-card[data-target="gift-tax"] .card-icon,
.dashboard-card[data-target="inheritance-tax"] .card-icon {
    background: rgba(245, 158, 11, 0.16);
}
.dashboard-card[data-target="gains-tax"] .card-icon i,
.dashboard-card[data-target="gift-tax"] .card-icon i,
.dashboard-card[data-target="inheritance-tax"] .card-icon i {
    color: #f59e0b;
    --ph-duotone-secondary-color: #f59e0b;
}

.card-icon {
    width: 48px;
    height: 48px;
    border-radius: 14px;
    background: var(--accent-light);
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 1rem;
}

.card-icon i {
    font-size: 24px;
}

.card-title {
    font-size: 0.98rem;
    font-weight: 700;
    letter-spacing: -0.02em;
    color: var(--text-primary);
}

.mr-3 { margin-right: 1rem; }

/* --- Marquee Ticker --- */
.ticker-wrapper {
    width: 100%;
    overflow-x: auto;
    background: var(--panel-bg);
    border-radius: 14px;
    padding: 0.8rem 1.1rem;
    margin-bottom: 1.75rem;
    box-shadow: var(--shadow);
    white-space: nowrap;
    -webkit-overflow-scrolling: touch;
    scrollbar-width: none;
    cursor: grab;
}

.ticker-wrapper::-webkit-scrollbar {
    display: none;
}

.ticker-track {
    display: inline-flex;
}

.ticker-content {
    display: flex;
    font-size: 0.9rem;
    font-weight: 600;
}

.ticker-item {
    display: inline-block;
    margin-right: 3.5rem;
    color: var(--text-secondary);
}

.ticker-up { color: var(--profit-color); font-weight: 700; margin-left: 0.4rem; }
.ticker-down { color: var(--loss-color); font-weight: 700; margin-left: 0.4rem; }

/* --- Responsive & Mobile Styles --- */
@media screen and (max-width: 1024px) {
    .dashboard-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media screen and (max-width: 768px) {
    .sidebar .nav-btn {
        text-align: left;
        padding: 0.85rem 1rem;
    }

    .mobile-header h2 span { color: var(--accent-color); }

    .dashboard-header {
        margin-bottom: 1rem;
        margin-top: 0;
    }

    .dashboard-header h1 {
        font-size: 1.4rem;
        margin-bottom: 0.2rem;
    }

    .dashboard-header p {
        font-size: 0.82rem;
    }

    .ticker-wrapper {
        padding: 0.6rem 0.8rem;
        margin-bottom: 1rem;
        border-radius: 10px;
    }

    .ticker-content {
        font-size: 0.82rem;
    }

    .dashboard-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 0.6rem;
    }

    .dashboard-card {
        padding: 1rem 0.85rem;
        border-radius: 14px;
    }

    .card-icon {
        width: 38px;
        height: 38px;
        border-radius: 11px;
        margin-bottom: 0.6rem;
    }
    .card-icon i { font-size: 19px; }

    .card-title {
        font-size: 0.8rem;
        line-height: 1.25;
    }

    .calc-grid {
        grid-template-columns: 1fr;
    }

    .result-cards {
        grid-template-columns: 1fr;
        gap: 0.8rem;
    }

    .input-group.flex-row {
        flex-direction: column;
        align-items: flex-start;
    }

    .input-group.flex-row label {
        margin-bottom: 0.4rem;
    }

    .chart-container {
        min-height: 220px;
    }
}

/* --- Average Price (물타기) Simulator --- */
.avg-input-card {
    padding: 1.75rem;
}

.avg-basic-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1.1rem;
}

/* Stepper input (보유 수량) */
.stepper-input-wrapper {
    display: flex;
    align-items: stretch;
    border: 1px solid var(--input-border);
    border-radius: 12px;
    background: var(--input-bg);
    overflow: hidden;
    transition: border-color 0.15s ease, box-shadow 0.15s ease;
}

.stepper-input-wrapper:focus-within {
    border-color: var(--accent-color);
    box-shadow: 0 0 0 3px var(--accent-light);
}

.stepper-input-wrapper input {
    border: none !important;
    background: transparent !important;
    text-align: center;
    flex: 1;
    min-width: 0;
    box-shadow: none !important;
}

.stepper-btn {
    width: 40px;
    flex-shrink: 0;
    border: none;
    background: transparent;
    color: var(--text-secondary);
    font-size: 1.1rem;
    font-weight: 700;
    line-height: 1;
    cursor: pointer;
    transition: background-color 0.15s ease, color 0.15s ease;
}

.stepper-btn:hover {
    background: var(--accent-light);
    color: var(--accent-color);
}

.stepper-btn:active {
    transform: scale(0.92);
}

/* 인라인 양방향 듀얼 인풋 문장형 (Toss 스타일) */
.avg-inline-sentence {
    display: flex;
    flex-wrap: wrap;
    align-items: baseline;
    gap: 0.3rem;
    font-size: 1.25rem;
    font-weight: 700;
    letter-spacing: -0.03em;
    color: var(--text-primary);
    line-height: 1.7;
}

.avg-inline-connector {
    color: var(--text-secondary);
    font-weight: 500;
    white-space: nowrap;
}

.avg-inline-currency {
    position: static;
    font-size: 1.1rem;
    font-weight: 600;
    color: var(--text-muted);
}

input.avg-inline-input {
    width: auto;
    border: none;
    border-radius: 0;
    background: transparent;
    outline: none;
    box-shadow: none;
    font-size: 1.25rem;
    font-weight: 800;
    letter-spacing: -0.03em;
    color: var(--accent-color);
    border-bottom: 2px solid var(--input-border);
    padding: 0 0.1rem 0.15rem;
    text-align: right;
    transition: border-color 0.15s ease;
}

input.avg-inline-input:focus {
    border-bottom-color: var(--accent-color);
    box-shadow: none;
}

input.avg-inline-input-amount {
    width: 8.5ch;
}

input.avg-inline-input-qty {
    width: 4.5ch;
}

@media (max-width: 768px) {
    .avg-inline-sentence {
        font-size: 1rem;
    }
    input.avg-inline-input {
        font-size: 1rem;
    }
    .avg-inline-currency {
        font-size: 0.92rem;
    }
}

/* 현재 평균 → 예상 평균 비교 카드 (주인공) */
.avg-compare-card {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 1.5rem;
    background-color: var(--bg-color);
    border-radius: 20px;
    padding: 26px 20px;
    margin-bottom: 1.5rem;
}

.avg-compare-side {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 0.4rem;
    flex: 1;
    min-width: 0;
}

.avg-compare-label {
    font-size: 0.82rem;
    font-weight: 700;
    color: var(--text-muted);
    letter-spacing: -0.01em;
}

.avg-compare-roi {
    font-size: 1.55rem;
    font-weight: 800;
    letter-spacing: -0.03em;
    color: var(--text-primary);
}
.avg-compare-roi.profit-text { color: var(--profit-color); }
.avg-compare-roi.loss-text { color: var(--loss-color); }

.avg-compare-price {
    font-size: 1rem;
    font-weight: 700;
    color: var(--text-primary);
    letter-spacing: -0.02em;
}

.avg-compare-arrow {
    flex-shrink: 0;
    display: flex;
    align-items: center;
}
.avg-compare-arrow i {
    font-size: 22px;
}

@media (max-width: 768px) {
    .avg-compare-card {
        gap: 0.75rem;
        padding: 20px 12px;
    }
    .avg-compare-roi {
        font-size: 1.2rem;
    }
    .avg-compare-price {
        font-size: 0.88rem;
    }
}

/* Comparison Table & Chart (조연: 비교 카드보다 차분하게 톤다운) */
.avg-result-grid {
    align-items: start;
}

#avg-result-panel h3,
#avg-chart-panel h3 {
    font-size: 0.85rem;
    font-weight: 700;
    color: var(--text-muted);
    letter-spacing: 0.01em;
}

.avg-compare-table-wrapper {
    width: 100%;
    overflow-x: auto;
}

.avg-compare-table {
    width: 100%;
    border-collapse: collapse;
}

.avg-compare-table th,
.avg-compare-table td {
    padding: 0.75rem 0.65rem;
    text-align: center;
    border-bottom: 1px solid var(--panel-border);
    font-size: 0.85rem;
    font-weight: 500;
    white-space: nowrap;
}

.avg-compare-table th {
    color: var(--text-muted);
    font-weight: 700;
    font-size: 0.7rem;
    text-transform: uppercase;
    letter-spacing: 0.04em;
}

.avg-compare-table td:first-child,
.avg-compare-table th:first-child {
    text-align: left;
    color: var(--text-secondary);
    font-weight: 600;
    text-transform: none;
    letter-spacing: normal;
}

.avg-compare-table tbody tr:last-child td {
    border-bottom: none;
}

.avg-highlight-cell {
    font-weight: 700;
    color: var(--accent-color);
}

.avg-highlight-cell.profit-text {
    color: var(--profit-color);
}

.avg-highlight-cell.loss-text {
    color: var(--loss-color);
}

@media (max-width: 968px) {
    .avg-basic-grid {
        grid-template-columns: 1fr;
    }
}

/* --- Footer --- */
.app-footer {
    margin-top: 2.5rem;
    padding-top: 1.5rem;
    border-top: 1px solid var(--panel-border);
    text-align: center;
}

.app-footer p {
    font-size: 0.76rem;
    font-weight: 500;
    color: var(--text-muted);
    line-height: 1.6;
}

.app-footer-copyright {
    margin-top: 0.4rem;
}

.app-footer-legal {
    margin-top: 0.6rem;
    display: flex;
    justify-content: center;
    gap: 0.9rem;
}

.app-footer-legal a {
    color: var(--text-muted);
    text-decoration: underline;
}

/* --- SEO guide --- */
.seo-guide {
    margin-top: 2rem;
    background: var(--panel-bg);
    border: 1px solid var(--panel-border);
    border-radius: 20px;
    padding: 24px;
}

.seo-guide h2 {
    font-size: 1.05rem;
    font-weight: 800;
    margin: 0 0 12px;
    color: var(--text-primary);
}

.seo-guide h3 {
    font-size: 0.9rem;
    font-weight: 700;
    margin: 20px 0 8px;
    color: var(--text-primary);
}

.seo-guide p {
    margin: 0 0 10px;
    font-size: 0.85rem;
    line-height: 1.7;
    color: var(--text-secondary);
    word-break: keep-all;
}

.seo-guide .formula-box {
    background: var(--accent-light);
    border-radius: 12px;
    padding: 12px 14px;
    font-size: 0.82rem;
    font-weight: 700;
    color: var(--accent-color);
    margin: 0 0 12px;
    word-break: keep-all;
}

.seo-guide .faq-item { margin-bottom: 14px; }
.seo-guide .faq-item:last-child { margin-bottom: 0; }
.seo-guide .faq-q { font-size: 0.85rem; font-weight: 700; color: var(--text-primary); margin: 0 0 4px; }
.seo-guide .faq-a { font-size: 0.82rem; color: var(--text-secondary); margin: 0; line-height: 1.65; word-break: keep-all; }

/* ==================================================
   대출이자 계산기 — 알약형 토글탭 / 언더라인 인풋 / 슬라이더 / 상품 피드
   ================================================== */

.input-row-2 {
    display: flex;
    gap: 12px;
}
.input-row-2 .input-group {
    flex: 1;
    min-width: 0;
}
@media (max-width: 480px) {
    .input-row-2 { flex-direction: column; gap: 0; }
}

/* Pill sliding toggle tabs */
.pill-tabs {
    display: flex;
    background: var(--bg-color);
    border-radius: 30px;
    padding: 4px;
    gap: 4px;
}
.pill-tab {
    flex: 1;
    text-align: center;
    padding: 0.65rem 0;
    border-radius: 26px;
    border: none;
    background: transparent;
    color: var(--text-muted);
    font-size: 0.85rem;
    font-weight: 700;
    cursor: pointer;
    transition: background-color 0.18s ease, color 0.18s ease, box-shadow 0.18s ease;
}
.pill-tab.active {
    background: var(--panel-bg);
    color: var(--text-primary);
    box-shadow: 0 2px 8px rgba(15, 23, 42, 0.08);
}
[data-theme="dark"] .pill-tab.active {
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.35);
}

/* Underline amount / term inputs */
.underline-input {
    display: flex;
    align-items: baseline;
    gap: 6px;
    border-bottom: 1.5px solid var(--input-border);
    padding: 0.5rem 0.1rem;
    transition: border-color 0.15s ease;
}
.underline-input:focus-within {
    border-color: var(--accent-color);
}
.underline-input input {
    flex: 1;
    min-width: 0;
    border: none !important;
    outline: none;
    background: transparent !important;
    box-shadow: none !important;
    font: inherit;
    font-size: 1.35rem;
    font-weight: 800;
    letter-spacing: -0.02em;
    color: var(--text-primary);
    padding: 0 !important;
}
.underline-input input::placeholder {
    color: var(--text-muted);
    font-weight: 700;
}
.underline-input .underline-unit {
    flex-shrink: 0;
    font-size: 0.9rem;
    font-weight: 700;
    color: var(--text-muted);
}
.underline-hint {
    margin-top: 0.4rem;
    font-size: 0.8rem;
    font-weight: 700;
    color: #2563eb;
}
[data-theme="dark"] .underline-hint {
    color: #60a5fa;
}

/* Quick add chips */
.quick-add-row {
    display: flex;
    flex-wrap: wrap;
    gap: 6px;
    margin-top: 8px;
}
.quick-chip {
    padding: 6px 12px;
    border-radius: 8px;
    border: none;
    background: var(--bg-color);
    color: var(--text-secondary);
    font-size: 12px;
    font-weight: 500;
    white-space: nowrap;
    cursor: pointer;
    transition: background-color 0.15s ease, color 0.15s ease, transform 0.15s ease;
}
.quick-chip:hover {
    background: #e5e8eb;
}
[data-theme="dark"] .quick-chip:hover {
    background: rgba(255, 255, 255, 0.1);
}
.quick-chip:active {
    transform: scale(0.95);
}
.quick-chip.reset {
    background: var(--panel-bg);
    color: var(--text-muted);
    font-weight: 700;
    border: 1px solid var(--input-border);
}
.quick-chip.reset:hover {
    background: rgba(220, 38, 38, 0.1);
    color: var(--loss-color);
    border-color: rgba(220, 38, 38, 0.35);
}

/* Toss-style thin range slider */
.range-label-row {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-bottom: 0.2rem;
}
.range-label-row label {
    margin-bottom: 0 !important;
}
.range-value {
    font-size: 0.85rem;
    font-weight: 800;
    color: var(--accent-color);
}
.range-slider {
    -webkit-appearance: none;
    appearance: none;
    width: 100%;
    height: 3px;
    border-radius: 999px;
    background: var(--input-border);
    outline: none;
    margin: 0.7rem 0 0.2rem;
    cursor: pointer;
}
.range-slider::-webkit-slider-thumb {
    -webkit-appearance: none;
    appearance: none;
    width: 18px;
    height: 18px;
    border-radius: 50%;
    background: var(--accent-color);
    box-shadow: 0 2px 6px rgba(99, 102, 241, 0.35);
    cursor: pointer;
    transition: transform 0.15s ease;
}
.range-slider::-webkit-slider-thumb:hover {
    transform: scale(1.15);
}
.range-slider::-moz-range-track {
    height: 3px;
    border-radius: 999px;
    background: var(--input-border);
}
.range-slider::-moz-range-thumb {
    width: 18px;
    height: 18px;
    border: none;
    border-radius: 50%;
    background: var(--accent-color);
    box-shadow: 0 2px 6px rgba(99, 102, 241, 0.35);
    cursor: pointer;
}

/* Result hero: empty state vs. calculated state (shared across loan/deposit/etc.) */
.result-hero-empty {
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    text-align: center;
    padding: 2.75rem 1rem;
    flex: 1;
}
.result-hero-empty-icon {
    width: 56px;
    height: 56px;
    border-radius: 18px;
    background: var(--accent-light);
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 1rem;
}
.result-hero-empty-icon i {
    font-size: 26px;
}
.result-hero-empty p {
    font-size: 0.9rem;
    font-weight: 600;
    color: var(--text-muted);
    line-height: 1.6;
}
.result-hero-content {
    display: none;
}
.loan-hero-stats {
    display: flex;
    flex-direction: column;
    gap: 1.25rem;
    margin-bottom: 1.5rem;
}
.loan-hero-stat .main-result {
    margin-bottom: 0.15rem;
}
.loan-hero-stat-label {
    display: block;
    font-size: 0.85rem;
    font-weight: 700;
    color: var(--text-secondary);
}
.loan-max-payment-sub {
    font-size: 0.78rem;
    font-weight: 600;
    color: var(--text-muted);
}

/* 매칭 상품 추천 피드 */
.product-feed-section {
    border-top: 1px solid var(--panel-border);
    padding-top: 1.25rem;
}
.product-feed-title {
    display: flex;
    align-items: center;
    gap: 6px;
    font-size: 0.9rem;
    font-weight: 800;
    color: var(--text-primary);
    margin-bottom: 0.9rem;
}
.product-feed-title i {
    font-size: 16px;
}
.product-feed {
    display: flex;
    flex-direction: column;
    gap: 8px;
}
.product-card {
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 0.85rem 1rem;
    background: var(--bg-color);
    border-radius: 16px;
    transition: transform 0.15s ease, box-shadow 0.15s ease;
}
.product-card:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow);
}
.product-badge {
    width: 38px;
    height: 38px;
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 0.95rem;
    font-weight: 800;
    flex-shrink: 0;
}
.product-info {
    flex: 1;
    min-width: 0;
}
.product-bank {
    font-size: 0.88rem;
    font-weight: 700;
    color: var(--text-primary);
}
.product-name {
    font-size: 0.76rem;
    font-weight: 500;
    color: var(--text-muted);
    margin-top: 1px;
    overflow: hidden;
    text-overflow: ellipsis;
    white-space: nowrap;
}
.product-rate-wrap {
    display: flex;
    flex-direction: column;
    align-items: flex-end;
    gap: 2px;
    flex-shrink: 0;
}
.product-rate {
    font-size: 0.95rem;
    font-weight: 800;
    color: var(--text-primary);
}
.product-best {
    font-size: 0.62rem;
    font-weight: 800;
    color: var(--profit-color);
    background: rgba(5, 150, 105, 0.1);
    padding: 2px 7px;
    border-radius: 999px;
    white-space: nowrap;
}
[data-theme="dark"] .product-best {
    background: rgba(16, 185, 129, 0.16);
}

/* ==================================================
   정기예금 계산기 — 3분할 알약탭 / 재예치 토글 / 원금·이자 바 그래프
   ================================================== */

.pill-tabs.three-col .pill-tab {
    font-size: 0.78rem;
    padding: 0.6rem 0.2rem;
}

/* 재예치 여부 토글 스위치 행 */
.switch-row {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-bottom: 0.4rem;
}
.switch-row label:first-child {
    margin-bottom: 0;
    font-size: 0.85rem;
    font-weight: 700;
    color: var(--text-secondary);
}
.field-help-text {
    margin-top: 0.3rem;
    font-size: 0.76rem;
    font-weight: 500;
    color: var(--text-muted);
    line-height: 1.5;
}

/* 만기 수령액 히어로 숫자 (브랜드 블루로 고정 강조, 예금/적금 등 여러 계산기에서 재사용) */
.result-hero-value {
    font-size: clamp(28px, 6vw, 36px);
    font-weight: 800;
    letter-spacing: -0.03em;
    word-break: break-all;
    margin-bottom: 0.9rem;
}
.result-hero-value-blue { color: #3182f6; }
.result-hero-value-red { color: #df484a; }
.result-hero-value-dark { color: #191f28; }

/* 원금 대비 세후이자 비중 — 가로형 스택 바 그래프 (예금/적금 등 여러 계산기에서 재사용) */
.split-bar-track {
    display: flex;
    width: 100%;
    height: 14px;
    border-radius: 999px;
    overflow: hidden;
    background: var(--bg-color);
    margin-bottom: 0.7rem;
}
.split-bar-seg {
    height: 100%;
    width: 0%;
    flex-shrink: 0;
    transition: width 1s cubic-bezier(.22, 1, .36, 1);
}
.split-bar-principal {
    background: var(--accent-color);
}
.split-bar-interest {
    background: #3182f6;
}
.split-bar-legend {
    display: flex;
    flex-wrap: wrap;
    gap: 8px 16px;
    font-size: 0.78rem;
    font-weight: 600;
    color: var(--text-secondary);
    margin-bottom: 1.5rem;
}
.split-bar-legend b {
    color: var(--text-primary);
    font-weight: 800;
    margin-left: 2px;
}
.split-legend-dot {
    display: inline-block;
    width: 8px;
    height: 8px;
    border-radius: 50%;
    margin-right: 5px;
    vertical-align: middle;
}
.split-legend-dot.principal {
    background: var(--accent-color);
}
.split-legend-dot.interest {
    background: #3182f6;
}

/* 1회 재예치 시 예상 수령액 안내 카드 */
.rollover-card {
    display: flex;
    align-items: center;
    gap: 12px;
    background: var(--accent-light);
    border-radius: 14px;
    padding: 1rem 1.1rem;
    margin-bottom: 1.25rem;
}
.rollover-card i {
    font-size: 22px;
    flex-shrink: 0;
}
.rollover-title {
    font-size: 0.78rem;
    font-weight: 700;
    color: var(--text-secondary);
    margin-bottom: 2px;
}
.rollover-amount {
    font-size: 1.05rem;
    font-weight: 800;
    color: var(--accent-color);
}

/* ==================================================
   정기적금 계산기 — 기간별 평균 금리 트렌드 미니 바 차트
   ================================================== */

.rate-trend-card {
    margin: 0.5rem 0 1.5rem;
    padding: 1.1rem 1rem 0.9rem;
    background: var(--bg-color);
    border-radius: 16px;
}
.rate-trend-title {
    font-size: 0.85rem;
    font-weight: 800;
    color: var(--text-primary);
    margin-bottom: 1rem;
}
.rate-trend-chart {
    display: flex;
    align-items: flex-end;
    justify-content: space-between;
    gap: 10px;
    height: 92px;
}
.rate-trend-col {
    flex: 1;
    min-width: 0;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: flex-end;
    height: 100%;
}
.rate-trend-value {
    font-size: 0.72rem;
    font-weight: 800;
    color: var(--text-secondary);
    margin-bottom: 4px;
    white-space: nowrap;
}
.rate-trend-bar {
    width: 60%;
    min-width: 18px;
    height: 4px;
    border-radius: 8px 8px 4px 4px;
    background: linear-gradient(180deg, #c7d2fe, #e0e7ff);
    transition: height 0.9s cubic-bezier(.22, 1, .36, 1);
}
[data-theme="dark"] .rate-trend-bar {
    background: linear-gradient(180deg, #3730a3, #312e81);
}
.rate-trend-col.active .rate-trend-bar {
    background: linear-gradient(180deg, var(--accent-color), #a5b4fc);
}
.rate-trend-col.active .rate-trend-value {
    color: var(--accent-color);
}
.rate-trend-label {
    margin-top: 6px;
    font-size: 0.72rem;
    font-weight: 700;
    color: var(--text-muted);
}
.rate-trend-col.active .rate-trend-label {
    color: var(--text-primary);
}

/* ==================================================
   인플레이션 계산기 — 충격 요약 메시지 / 화폐가치 SVG 라인 차트
   ================================================== */

.impact-message {
    margin: 0 0 1.25rem;
    padding: 14px 16px;
    background: var(--bg-color);
    border-radius: 14px;
    font-size: 0.88rem;
    font-weight: 700;
    color: var(--text-primary);
    line-height: 1.5;
}
.impact-message b {
    color: var(--loss-color);
}

.chart-card {
    margin-bottom: 1.5rem;
    background: var(--bg-color);
    border-radius: 16px;
    padding: 16px 14px 8px;
}
.chart-card svg {
    display: block;
    width: 100%;
    height: auto;
    overflow: visible;
}
.chart-year-label {
    font-size: 9px;
    font-weight: 700;
    fill: var(--text-muted);
}
.chart-value-label {
    font-size: 10px;
    font-weight: 800;
    fill: var(--loss-color);
}

/* ==================================================
   예금중도해지 계산기 — 만기 대비 손실 비교 바 차트 / 손실 콜아웃
   ================================================== */

.compare-bars {
    display: flex;
    flex-direction: column;
    gap: 14px;
    margin: 1.25rem 0;
}
.compare-bar-row {
    display: flex;
    flex-direction: column;
    gap: 6px;
}
.compare-bar-top {
    display: flex;
    align-items: center;
    justify-content: space-between;
    font-size: 0.8rem;
    font-weight: 700;
    color: var(--text-secondary);
}
.compare-bar-top .val {
    font-weight: 800;
    color: var(--text-primary);
}
.compare-bar-track {
    width: 100%;
    height: 14px;
    border-radius: 999px;
    background: var(--bg-color);
    overflow: hidden;
}
.compare-bar-fill {
    height: 100%;
    width: 0%;
    border-radius: 999px;
    transition: width 1s cubic-bezier(.22, 1, .36, 1);
}
.compare-bar-fill.target { background: var(--accent-color); }
.compare-bar-fill.penalty { background: var(--loss-color); }

.loss-callout {
    display: flex;
    align-items: center;
    gap: 12px;
    background: rgba(223, 72, 74, 0.08);
    border-radius: 14px;
    padding: 1rem 1.1rem;
    margin-bottom: 1.25rem;
}
[data-theme="dark"] .loss-callout { background: rgba(239, 68, 68, 0.14); }
.loss-callout i {
    font-size: 24px;
    color: var(--loss-color);
    --ph-duotone-secondary-color: var(--loss-color);
    flex-shrink: 0;
}
.loss-callout-label {
    font-size: 0.78rem;
    font-weight: 700;
    color: var(--text-secondary);
    margin-bottom: 2px;
}
.loss-callout-value {
    font-size: 1.15rem;
    font-weight: 800;
    color: var(--loss-color);
}

/* ==================================================
   연봉 실수령액 / 양도소득세 계산기 — 데이트필드 / 카운트 스테퍼 / 비과세 배너
   ================================================== */

/* 미니멀 플랫 데이트 픽커 (양도소득세: 취득일자/양도일자) */
.date-field {
    background: var(--input-bg);
    border: 1px solid var(--input-border);
    border-radius: 12px;
    padding: 0.75rem 0.9rem;
    transition: border-color 0.15s ease, box-shadow 0.15s ease;
}
.date-field:focus-within {
    border-color: var(--accent-color);
    box-shadow: 0 0 0 3px var(--accent-light);
}
.date-field input[type="date"] {
    width: 100%;
    border: none !important;
    outline: none;
    background: transparent !important;
    box-shadow: none !important;
    font: inherit;
    letter-spacing: inherit;
    font-size: 0.92rem;
    font-weight: 700;
    color: var(--text-primary);
    cursor: pointer;
}
.date-field input[type="date"]::-webkit-calendar-picker-indicator {
    filter: invert(46%) sepia(85%) saturate(4000%) hue-rotate(226deg) brightness(97%) contrast(93%);
    opacity: 0.7;
    cursor: pointer;
    transition: opacity 0.15s ease;
}
[data-theme="dark"] .date-field input[type="date"]::-webkit-calendar-picker-indicator {
    filter: invert(70%) sepia(40%) saturate(1500%) hue-rotate(200deg) brightness(105%);
}
.date-field input[type="date"]::-webkit-calendar-picker-indicator:hover {
    opacity: 1;
}

/* 부양가족 수 / 자녀 수 카운트 스테퍼 (텍스트 인풋 없이 값만 증감) */
.count-stepper {
    display: flex;
    align-items: center;
    justify-content: space-between;
    background: var(--bg-color);
    border-radius: 12px;
    padding: 6px;
}
.count-stepper-btn {
    width: 32px;
    height: 32px;
    flex-shrink: 0;
    border-radius: 9px;
    border: none;
    background: var(--panel-bg);
    color: var(--text-primary);
    font-size: 16px;
    font-weight: 700;
    display: flex;
    align-items: center;
    justify-content: center;
    cursor: pointer;
    box-shadow: 0 1px 3px rgba(15, 23, 42, 0.08);
    transition: background-color 0.15s ease, color 0.15s ease, transform 0.15s ease;
}
.count-stepper-btn:hover {
    background: var(--accent-light);
    color: var(--accent-color);
}
.count-stepper-btn:active {
    transform: scale(0.92);
}
.count-stepper-value {
    font-size: 15px;
    font-weight: 800;
    color: var(--text-primary);
    min-width: 20px;
    text-align: center;
}

/* 결과 히어로 아래 보조 설명 한 줄 (예: "세전 월급여 000원 중 00% 수령") */
.hero-sub-text {
    margin: -0.75rem 0 1.25rem;
    font-size: 0.82rem;
    font-weight: 600;
    color: var(--text-muted);
}

/* 1세대 1주택 비과세처럼 결과가 통째로 달라지는 경우를 위한 안내 배너 */
.exempt-banner-fp {
    flex: 1;
    display: none;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    text-align: center;
    padding: 2.5rem 1rem;
}
.exempt-banner-fp.show {
    display: flex;
}
.exempt-banner-fp-icon {
    width: 56px;
    height: 56px;
    border-radius: 18px;
    background: rgba(5, 150, 105, 0.12);
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 1rem;
}
.exempt-banner-fp-icon i {
    font-size: 26px;
    color: var(--profit-color);
    --ph-duotone-secondary-color: var(--profit-color);
}
.exempt-banner-fp h3 {
    margin: 0 0 8px;
    font-size: 1.15rem;
    font-weight: 800;
    color: var(--profit-color);
    letter-spacing: -0.03em;
}
.exempt-banner-fp p {
    margin: 0;
    font-size: 0.85rem;
    font-weight: 600;
    color: var(--text-muted);
    line-height: 1.6;
}

/* ==================================================
   증여세 / 상속세 계산기 — 미니멀 드롭다운 셀렉트
   ================================================== */
.select-field-fp {
    position: relative;
    background: var(--input-bg);
    border: 1px solid var(--input-border);
    border-radius: 12px;
    transition: border-color 0.15s ease, box-shadow 0.15s ease;
}
.select-field-fp:focus-within {
    border-color: var(--accent-color);
    box-shadow: 0 0 0 3px var(--accent-light);
}
.select-field-fp select {
    width: 100%;
    appearance: none;
    -webkit-appearance: none;
    -moz-appearance: none;
    border: none !important;
    outline: none;
    background: transparent !important;
    box-shadow: none !important;
    font: inherit;
    letter-spacing: inherit;
    font-size: 0.92rem;
    font-weight: 700;
    color: var(--text-primary);
    padding: 0.78rem 2.3rem 0.78rem 0.9rem;
    cursor: pointer;
}
.select-field-fp::after {
    content: "";
    position: absolute;
    right: 16px;
    top: 50%;
    width: 7px;
    height: 7px;
    border-right: 2px solid var(--text-muted);
    border-bottom: 2px solid var(--text-muted);
    transform: translateY(-65%) rotate(45deg);
    pointer-events: none;
}

/* ==================================================
   퇴직금 계산기 — 1년 미만 근속 지급대상 제외 배너
   ================================================== */
.ineligible-banner-fp {
    flex: 1;
    display: none;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    text-align: center;
    padding: 2.5rem 1rem;
}
.ineligible-banner-fp.show {
    display: flex;
}
.ineligible-banner-fp-icon {
    width: 56px;
    height: 56px;
    border-radius: 18px;
    background: var(--bg-color);
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 1rem;
}
.ineligible-banner-fp-icon i {
    font-size: 26px;
    color: var(--text-muted);
    --ph-duotone-secondary-color: var(--text-muted);
}
.ineligible-banner-fp h3 {
    margin: 0 0 8px;
    font-size: 1.1rem;
    font-weight: 800;
    color: var(--text-primary);
    letter-spacing: -0.03em;
}
.ineligible-banner-fp p {
    margin: 0;
    font-size: 0.85rem;
    font-weight: 600;
    color: var(--text-muted);
    line-height: 1.6;
}

/* ---------- 청약가점 계산기: 특별공급 셀프체크 / 예치금·당첨가능성 리포트 ---------- */
.subscription-sp-group {
    margin-bottom: 12px;
}
.subscription-sp-group:last-of-type {
    margin-bottom: 0;
}
.subscription-sp-title {
    margin: 0 0 6px;
    font-size: 0.82rem;
    font-weight: 800;
    color: var(--text-primary);
}
.subscription-sp-item {
    display: flex;
    align-items: center;
    gap: 8px;
    padding: 6px 2px;
    font-size: 0.82rem;
    font-weight: 600;
    color: var(--text-secondary);
    cursor: pointer;
}
.subscription-sp-item input[type="checkbox"] {
    flex-shrink: 0;
    width: 16px;
    height: 16px;
    accent-color: var(--accent-color);
    cursor: pointer;
}
.subscription-sp-note {
    margin: 8px 0 0;
    font-size: 0.75rem;
    color: var(--text-muted);
    line-height: 1.6;
}

.subscription-extra-report {
    margin-top: 16px;
}
.subscription-extra-report:empty {
    margin-top: 0;
}
.subscription-deposit-badge {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 10px;
    background: var(--card-soft, var(--bg-color));
    border-radius: 12px;
    padding: 12px 14px;
    margin-bottom: 10px;
}
.subscription-deposit-badge .label {
    font-size: 0.8rem;
    font-weight: 700;
    color: var(--text-secondary);
}
.subscription-deposit-badge .status {
    font-size: 0.8rem;
    font-weight: 800;
    padding: 4px 10px;
    border-radius: 999px;
}
.subscription-deposit-badge .status.ok {
    background: rgba(5, 150, 105, 0.12);
    color: var(--profit-color);
}
.subscription-deposit-badge .status.short {
    background: rgba(220, 38, 38, 0.12);
    color: var(--loss-color);
}
.subscription-sp-tally {
    font-size: 0.8rem;
    font-weight: 700;
    color: var(--text-secondary);
    background: var(--card-soft, var(--bg-color));
    border-radius: 12px;
    padding: 12px 14px;
    margin-bottom: 10px;
    line-height: 1.7;
}
.subscription-report-band {
    background: var(--accent-light);
    border-radius: 12px;
    padding: 14px;
}
.subscription-report-band p {
    margin: 0;
    font-size: 0.82rem;
    font-weight: 600;
    color: var(--text-primary);
    line-height: 1.7;
}
.subscription-report-band .band-title {
    font-size: 0.78rem;
    font-weight: 800;
    color: var(--accent-color);
    margin-bottom: 4px;
}
.subscription-report-disclaimer {
    margin: 8px 0 0;
    font-size: 0.72rem;
    color: var(--text-muted);
    line-height: 1.6;
}