/* ---------- Fin Pilot: grid state vs. detail (iframe) state ---------- */
  #finpilotGridState.is-hidden{display:none;}

  #finpilotDetailState{display:none;}
  #finpilotDetailState.is-active{
    display:flex;
    flex-direction:column;
  }
  #finpilotDetailState iframe{
    flex:1;
    min-height:0;
    height:auto;
  }
  .detail-back-btn{
    display:flex;
    align-items:center;
    gap:8px;
    flex-shrink:0;
    padding:14px 20px;
    background:var(--card-soft);
    border:none;
    font-size:13.5px;
    font-weight:700;
    color:var(--ink-2);
    cursor:pointer;
    transition:color .15s ease;
  }
  .detail-back-btn:hover{color:var(--brand);}
  .detail-back-btn i{font-size:16px;--ph-duotone-secondary-opacity:0;}

  /* ---------- fincalc: 통합 계산기 마스터 모달 레이어 ---------- */
  .fincalc-overlay{
    position:fixed;
    inset:0;
    background:rgba(0,0,0,0.4);
    backdrop-filter:blur(8px);
    -webkit-backdrop-filter:blur(8px);
    z-index:300;
    display:none;
    align-items:center;
    justify-content:center;
    padding:24px;
    opacity:0;
    transition:opacity .25s ease;
  }
  .fincalc-overlay.show{display:flex;opacity:1;}

  .fincalc-modal{
    width:100%;
    max-width:800px;
    height:min(720px, 88vh);
    background:var(--card);
    border-radius:28px;
    box-shadow:0 24px 70px -20px rgba(15,23,42,0.35);
    display:flex;
    flex-direction:column;
    overflow:hidden;
    transform:translateY(20px);
    opacity:0;
    transition:transform .3s cubic-bezier(.16,1,.3,1), opacity .3s ease;
    letter-spacing:-0.03em;
  }
  .fincalc-overlay.show .fincalc-modal{
    transform:translateY(0);
    opacity:1;
  }

  .fincalc-topbar{
    display:flex;
    align-items:center;
    justify-content:space-between;
    padding:18px 20px;
    border-bottom:1px solid var(--line);
    flex-shrink:0;
  }
  .fincalc-title-wrap{display:flex;align-items:center;gap:10px;min-width:0;}
  .fincalc-icon{
    width:36px;height:36px;
    border-radius:11px;
    background:var(--brand-soft);
    display:flex;align-items:center;justify-content:center;
    flex-shrink:0;
  }
  .fincalc-icon i{font-size:19px;color:var(--brand);--ph-duotone-secondary-opacity:0.14;}
  .fincalc-title{
    font-size:16px;
    font-weight:800;
    color:var(--ink-1);
    letter-spacing:-0.03em;
    overflow:hidden;
    text-overflow:ellipsis;
    white-space:nowrap;
  }

  .fincalc-close-btn{
    width:36px;height:36px;
    flex-shrink:0;
    border-radius:999px;
    border:none;
    background:var(--card-soft);
    color:var(--ink-2);
    display:flex;align-items:center;justify-content:center;
    cursor:pointer;
    transition:background .15s ease, transform .15s ease;
  }
  .fincalc-close-btn i{font-size:18px;--ph-duotone-secondary-opacity:0;}
  .fincalc-close-btn:hover{background:var(--line);}
  .fincalc-close-btn:active{transform:scale(0.92);}

  .fincalc-body{
    flex:1;
    min-height:0;
    overflow:hidden;
    position:relative;
    letter-spacing:-0.03em;
  }
  .fincalc-body iframe{
    display:block;
    width:100%;
    height:100%;
    border:none;
    background:var(--card-soft);
  }

  .fincalc-loading{
    position:absolute;
    inset:0;
    display:flex;
    align-items:center;
    justify-content:center;
    background:var(--card);
  }
  .fincalc-spinner{
    width:28px;height:28px;
    border-radius:50%;
    border:3px solid var(--line);
    border-top-color:var(--brand);
    animation:fincalc-spin .7s linear infinite;
  }
  @keyframes fincalc-spin{ to{ transform:rotate(360deg); } }

  .fincalc-soon{
    flex:1;
    display:flex;
    flex-direction:column;
    align-items:center;
    justify-content:center;
    text-align:center;
    padding:60px 24px;
    letter-spacing:-0.03em;
  }
  .fincalc-soon-icon{
    width:64px;height:64px;
    border-radius:20px;
    background:var(--card-soft);
    display:flex;align-items:center;justify-content:center;
    margin-bottom:18px;
  }
  .fincalc-soon-icon i{font-size:30px;color:var(--ink-3);--ph-duotone-secondary-color:var(--ink-3);}
  .fincalc-soon h3{margin:0 0 8px;font-size:18px;font-weight:800;color:var(--ink-1);}
  .fincalc-soon p{margin:0;font-size:13.5px;color:var(--ink-3);font-weight:500;}

  @media (max-width:640px){
    .fincalc-overlay{padding:0;align-items:flex-end;}
    .fincalc-modal{
      max-width:100%;height:92vh;border-radius:24px 24px 0 0;
      padding-bottom:env(safe-area-inset-bottom, 0px);
    }
  }

  /* ---------- 계산기 상세 SEO 안내 (검색 유입용 /calculators/{slug}/ 페이지에서만 렌더) ----------
     계산기 허브 화면(#finpilotGridState)의 기존 .finpilot-seo-guide 바로 아래 붙는, 계산기별
     설명·체크리스트·FAQ 영역. 접었다 펼 수 있는 <details>로 감싸 계산기 화면 자체는 가리지 않는다. */
  .calc-page-guide{margin-top:16px;}
  .calc-page-guide-toggle{border-top:1px solid var(--line);padding-top:16px;}
  .calc-page-guide-toggle summary{
    display:flex;align-items:center;justify-content:space-between;gap:12px;
    cursor:pointer;list-style:none;font-size:14.5px;font-weight:800;color:var(--ink-1);
    padding:4px 0;
  }
  .calc-page-guide-toggle summary::-webkit-details-marker{display:none;}
  .calc-page-guide-toggle summary .calc-page-guide-eyebrow{
    font-size:12px;font-weight:600;color:var(--ink-3);margin-left:6px;
  }
  .calc-page-guide-toggle summary i{font-size:16px;color:var(--ink-3);transition:transform .2s ease;flex-shrink:0;}
  .calc-page-guide-toggle[open] summary i{transform:rotate(180deg);}
  .calc-page-guide-body{padding-top:14px;}

  .cp-eyebrow{font-size:13px;font-weight:700;color:var(--brand);margin:0 0 8px;}
  .cp-article h2{font-size:17px;font-weight:800;color:var(--ink-1);margin:22px 0 10px;}
  .cp-article h2:first-child{margin-top:0;}
  .cp-article h3{font-size:14.5px;font-weight:800;color:var(--ink-1);margin:18px 0 8px;}
  .cp-article p{font-size:13.5px;line-height:1.8;color:var(--ink-2);margin:0 0 12px;}
  .cp-article ul,.cp-article ol{margin:0 0 12px;padding-left:20px;color:var(--ink-2);font-size:13.5px;line-height:1.8;}
  .cp-article li{margin-bottom:6px;}
  .cp-article a{color:var(--brand);font-weight:700;}
  .cp-cta{
    display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:10px;
    background:var(--card-soft);border-radius:16px;padding:14px 16px;margin:18px 0;
  }
  .cp-cta p{margin:0;font-size:13.5px;font-weight:700;color:var(--ink-1);}
  .cp-cta a{background:var(--brand);color:#fff;border-radius:999px;padding:8px 14px;font-size:12.5px;font-weight:700;white-space:nowrap;}
  .cp-cta a:hover{opacity:0.92;}
  .cp-related-links{display:flex;flex-wrap:wrap;gap:8px;margin:14px 0 0;}
  .cp-related-links a{background:var(--card-soft);border-radius:999px;padding:8px 12px;font-size:12.5px;font-weight:700;color:var(--ink-1);}